On 10 July 2025, our KL team joined Loan Training [104] on the Debt Service Ratio (DSR) and the latest banking updates. 🏦

📊 Real cases, real numbers

We walked through real case studies to break down DSR calculations step by step, showing exactly how banks assess loan eligibility. Simple, practical and easy to apply, so our team can advise buyers with confidence.

📈 OPR vs SBR: know the difference

Participants learned how the Overnight Policy Rate (OPR) and Standardised Base Rate (SBR) differ, how each affects loan interest rates, and what that means for a buyer’s monthly repayment.

Clear explanations and real examples turned banking terms into client-ready knowledge. Want to check what you can afford? Read our guide on the salary you need to buy a house. 🏠