On 5 June 2025, our team joined Loan Training [103], focused on two things that decide many home purchases: the Debt Service Ratio (DSR) and how to guide business-owner buyers. 🏦

📚 What we covered

• DSR assessment for clear loan eligibility guidance
• Commitment checks for an accurate picture of each buyer
• Business profile handling, including documents and income evaluation
• Case studies based on real mortgage scenarios

💼 Business profile buyers

Self-employed buyers need a different approach. The session prepared our team to help hawkers, sole proprietors, partnerships, LLPs and Sdn Bhd owners get their documents ready and understand how banks assess their income.

🎯 The goal

Qualify buyers more accurately, give better loan guidance, and help both salary earners and business owners get their home loans approved. 🏠